The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
|
INCOME |
|
|
Take Home Pay |
|
|
Child |
|
|
Pension/Social |
|
|
Disability/Other |
|
|
Interest/Dividends |
|
|
Other |
|
|
Total Income |
|
EXPENSES |
|
|
Rent/Mortgage |
|
|
Life |
|
|
Health/Disability |
|
|
Vehicle |
|
|
Homeowner’s |
|
|
Car Payments |
|
|
Other Loan |
|
|
Savings/Pension |
|
|
Utilities |
|
|
Credit Card |
|
|
Car Upkeep |
|
|
Clothing |
|
|
Personal Care |
|
|
Groceries |
|
|
Food Outside |
|
|
Medical/Dental/Prescriptions |
|
|
Household |
|
|
Recreation/Entertainment |
|
|
Child Care |
|
|
Education |
|
|
Charitable |
|
|
Miscellaneous |
|
|
Total Expenses |
|
|
Remaining Income After Expenses (Subtract Total Income from Total Expenses) |
